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PIP Niche Defense: Box 31

Box 31 sounds like an invitation to something special and mysterious. In the world of personal injury protection insurance (PIP), Box 31 is an archaic defense implemented by our beloved PIP insurance companies. This defense is archaic in that the insurer “should know” the amounts/and type of treatment the medical

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9 Holiday Driving Safety Tips

The holidays are coming up and many of us will be traveling to see friends and families. AAA estimates that during the Christmas and New Year’s season, roughly 95 million Americans hit the road. Whenever there are more cars on the road, the chances of accidents increase. That’s why it’s

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Narcolepsy: What to do when you can’t stay awake

Narcolepsy is a brain disorder that involves poor control of sleep-wake cycles. People who suffer from narcolepsy experience periods of extreme daytime fatigue and sleepiness. These periods of fatigue can come on suddenly and last for a few seconds or several minutes. If you suffer from narcolepsy you may be

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The Great Deception of Insurance Companies

We all have seen the ads and jingles. There is a reason why there are so many insurance company ads on TV and radio — it’s BIG BUSINESS, and business is booming! Just look at some of the reported revenue of the big insurers from 2013: State Farm (“Like a

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Intentional Torts vs. Negligence (Part 1 of 2)

As a personal injury attorney, I represent clients that are seriously injured by another.  These injuries can be caused by either an intentional tort or by negligence. However, there are HUGE differences between these types of cases and the collectability (amount of recovery available) of them. There are seven recognized

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How to apply for Social Security benefits

If you are considering applying for Social Security disability benefits there are three different ways to could apply for the benefits: Submit a paper application. This can be done either by going into your local Social Security office and sitting down with a clerk to fill out the application, or

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Medical Care on Cruise Ships

With the recent United States Court of Appeals for the 11th Circuit decision in Franza v. Royal Caribbean Cruises, LTD. that now allows passengers the ability to sue the cruise line if they have been injured due to medical malpractice while onboard, the question becomes what is reasonable medical care

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