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What is Disability Insurance?

What would you do if suddenly you were unable to work due to an accident or illness? How would you be able to survive financially during your recovery? Do you know what type of disability insurance coverage you have…if any? These are important questions you need to have answered in order

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Depression and Disability

Have you ever felt down, gloomy, or depressed? Most people have. Like most people, you probably bounced back to your “old” self in a few days. However, some people struggle with these feelings constantly. People diagnosed with clinical depression oftentimes lose their enthusiasm for life. They lose all interest in

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I’m Disabled… Can I get Medicaid or Medicare?

If you are found disabled then, yes, you will be eligible for either Medicaid or Medicare, depending upon your disability application type. Medicare is a federally based health insurance program. There are three ways to qualify for Medicare: You are 65 or older; You suffer from end-stage renal disease or

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Child Drowns While on Norwegian Cruise – DOHSA

A 10-year old girl recently drowned in a swimming pool while aboard a Norwegian Cruise Line ship off the Carolina coast.  This event apparently happened while the ship was around 75 miles offshore.  Cruise lines routinely do not staff their pools with lifeguards.  It is essentially “swim at your own

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