Introduction In Florida, understanding auto insurance is paramount due to the intricacies of the state’s no-fault law. This legislation mandates certain insurance coverage to facilitate prompt compensation for injuries resulting from car accidents, irrespective of fault. So, what are the two types of required insurance coverage to comply with Florida’s
Florida has the highest number of car accidents compared to other states. The Highway Safety and Motor Vehicles Department of Florida noticed increasing car accidents. In fact, 403,696 car accidents occurred in Florida in 2018. The startling statistic is a 0.31% increase from the previous year. Car accidents tend to
Introduction In the intricate intersection of legal proceedings and healthcare, the Letter of Protection (LOP) stands as a pivotal document, ensuring that individuals facing personal injuries are not hindered by financial constraints from obtaining necessary medical care. This legal agreement, commonly used in personal injury cases, provides a unique solution
Understanding the PIP Landscape in Florida The Personal Injury Protection (PIP) insurance system in Florida is designed to provide immediate medical coverage without the need to establish fault, aiming to reduce payment delay for injured parties. Amidst this scenario, the term “Letter of Protection” (LOP) resonates as a beacon of
Massage + Physical Therapy Modalities No More: Third District Court of Appeals Strikes Down Opinion on Massage Therapy in PIP The Third District Court of appeals in Miami overruled a county court opinion providing PIP reimbursements for physical therapy services rendered by a licensed massage therapist. This ruling was surprising
Medical providers and patients in Florida are going to benefit from a December 28, 2018 ruling by Florida’s Supreme Court. The ruling, made in favor of several cases (among them one of LaBovick Law Group’s), addresses the issue of how insurance companies are permitted to apply deductibles to personal injury protection (PIP)
Personal injury protection (PIP) is an extension of automobile insurance designed to cover medical expenses as well as lost wages and funeral expenses. PIP insurance, often referred to as no-fault coverage, is mandatory in Florida. Therefore, Florida medical providers frequently bill auto insurance companies to get reimbursement for medical services
On March 14, 2018, the Fourth District Court of Appeals muddied the waters with regard to the issue of the PIP deductible. Specifically, the 4th DCA ruled against the medical providers’ theory regarding the application of the PIP deductible. Why does this muddy the waters? The Fifth District Court of
Spring is in the air! The clocks have sprung ahead, Spring breakers will soon add to the season crush, and Florida PIP survived the FL House’s spring session ax again. Here at the LaBovick Law Group, we are pleased, for a number of reasons, to have another year without the concern
Many of you have heard the rumblings about PIP’s demise in Tallahassee. Specifically, the Florida House of Representatives and Florida Senate are contemplating bills that would repeal and replace Florida PIP with a mandatory Bodily Injury system. Our No-Fault system would be transformed into a fault-based system and no longer
